Welcome

Investor Mortgage Insights

Real stories, weekly news, and practical guides for fix & flip, ground-up, DSCR, bridge, and multifamily investors.

Fix & Flip DSCR Bridge Multifamily Ground-Up
Renovated multifamily property
Small Investor Stories

From First Flips to Financial Freedom

Authentic journeys and lessons learned—credited to the original sources.

“I Flipped a House at 16”

A high-schooler formed an LLC, partnered with family, used a hard-money loan, and netted about $39.5k in 91 days. She split profit, bought a car, and saved for school—showing how structure + support enable young investors.

Source: Business Insider →

First Flip: ~$83k Profit

A couple found a deal via Facebook Marketplace, financed with hard money, and documented the entire process—including mistakes— finishing with an ~$83k net profit and five practical lessons for first-timers.

Source: New Silver →

Reddit Success: $66k Split on First Flip

Purchase, reno, cost of money, and commissions laid out transparently—ending with a ~$66k split profit after four months. A detailed look at numbers, risks, and takeaways for newer investors.

Source: r/realestateinvesting →

Family Playbook: Toward $50–70k/yr Passive

Long-horizon syndication plans that compound over a decade can aim for ~$70k/yr passive income by year 10 (illustrative math). Useful for families building durable income streams alongside W-2 jobs.

Source: GoodEgg Investments → Also see: DebtFreeDr →

Real Talk: Not Every Story Is Replicable

Alongside wins, investors share critiques and limits—access to capital, geography, and luck matter. Balance inspiration with diligence.

Context thread →
What’s New

Market News & Videos

Current themes in rates, construction, and financing strategies.

Starts & Permits

U.S. Census updates on new construction—useful for ground-up pipelines.

Open Census data →

Video: The Slow, Steady Way to $50k/Month

Mindset and mechanics of scaling a rental portfolio responsibly.

Watch on YouTube →

Video: From 100 Flips/Year to Holding

When to pivot from flipping to long-term holds; capital stack and risk.

Watch on YouTube →
Loan Types

Investor Mortgage Categories

Guides and checklists you can act on.

Fix & Flip

Short-term loans for purchase, rehab, resale. Budget + comps + timeline drive approvals.

Ground-Up Construction

Permits, plans, GC contract, and draw schedule are key; sponsor experience matters.

DSCR Loans

Cash-flow-based underwriting; DSCR thresholds and reserves drive terms.

Bridge Loans

Time-sensitive acquisitions and repositioning before perm financing.

Multifamily Loans

Levers: DSCR, LTV, rent growth, and capex program → long-term NOI.